Age 40 Annuity Benefits

DEATH BENEFIT VALUE RESIDUAL CASH VALUE ANNUITY INCOME
Year	Age	Guaranteed	Dividends	Total	Guaranteed	Dividends	Total	Guaranteed	Total
0	40	150,000	0	150,000	149,500	0	149,500	0	0
1	41	151,837	0	151,837	151,837	1,545	153,382	0	0
2	42	154,331	1,545	155,876	154,331	3,219	157,549	0	0
3	43	156,986	3,219	160,204	156,986	5,028	162,014	0	0
4	44	162,141	5,028	167,169	162,141	6,982	169,123	0	0
5	45	167,470	6,982	174,452	167,470	9,089	176,559	0	0
10	50	196,912	19,255	216,167	196,912	22,285	219,197	0	0
20	60	107,717	12,078	119,795	1107,717	12,078	119,795	89,195	111,458
30	70	18,523	1,870	20,393	18,523	1,870	20,393	178,389	222,916
40	80	0	0	0	0	0	0	267,584	334,374
50	90	0	0	0	0	0	0	356,778	445,832