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SECURE YOUR
CAPITAL
WITH A |
Swiss Annuity |
| Swiss insurance companies
are the safest in the world. Not once in the more than 140 year history of Swiss insurance
has a company closed its doors or failed to meet its obligations. Strict regulations
ensure that any investment made with a Swiss insurance company can be made with
confidence. Stringent laws protect investors' money. The regulatory bodies that watch over
the industry demand that companies have sufficient cash flow at all times to meet their
obligations. |
| By adding a Swiss annuity to your
investment portfolio, you will not only be diversifying into a stable country with
historically the world's strongest currency, you will also be delegating the management of
your capital to one of Switzerland's rock- solid insurance companies. |
| The insurance companies
recommended have consistently maintained careful control over their balance sheets and are
in impeccable financial condition. They represent some of Switzerland's oldest and biggest
life insurance companies, stable and long-term oriented. The new generation of annuity
certificates from these companies feature unmatched safety and flexibility. Their quality
surpasses those of traditional fixed-income investments. Coupled with the advantages of
investing in Switzerland - the country's economic stability, a strong Swiss franc,
financial privacy and personalized service - a Swiss annuity certificate may just be the
most attractive and convenient nest-egg investment available today! |
WHAT
ACCOUNTS FOR THE SWISS FRANC'S STRENGTH?
| Economic Fundamentals. A history of low inflation
and current account surpluses are crucial determinants of the Swiss franc's long-term
performance. Total Reserves. The franc is more than a
paper currency - it's non-gold reserves are almost five times as
high as gold reserves. Valuing gold at market prices in December 1998 of Sfr 13,500/kg,
would amount to Sfr 35 billion or still just two-thirds of non-gold reserves. So every
Swiss franc in circulation is backed by much more than gold.
Sound Policies. The Swiss National Bank has indeed proven its
worth in creating the world's best-managed currency. In large part,
this is due to its high degree of autonomy from political influences. It is thus better
able to concentrate on its primary goal of fostering price stability.
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| It would be wrong to
suggest that any currency can provide a foolproof store of value for your investments. Or,
that any currency's long-term outlook won't be beset by short-term reversals. Yet, the
strong performance of the Swiss franc throughout most of the era of floating exchange
rates reflects fundamental monetary, economic, and political conditions which have not
significantly changed. |
A
POWERFUL INVESTMENT TOOL FOR THE LONG HAUL
| In the spectrum of
long-term global investments, Swiss annuities are unique. The investor benefits both from
simple compound interest and from an "income" insurance policy. It is a savings
plan and a pension fund all in one, with the safety of a Swiss government bond and asset
protection. Specifically, a Swiss annuity combines the following
important features:
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| Growing the wealth is
important, but so is protecting it from false claimants. Switzerland excels at legally protecting assets through the use of the Swiss annuity. |
TAXES AND FEES
| Swiss insurance companies do not issue
reports to any governmental agency, Swiss or foreign, not the initial purchase of the
policy, nor the payments into it, nor the interest and dividends earned. Swiss annuities are exempt from the 35% Swiss withholding tax
imposed by Switzerland on bank account interest received by foreigners.
Lastly, Swiss annuities have no up-front load, no
management fee, and no back-end charges. All money is fully invested.
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